Charming home, no flood insurance required! White picket fence and a backyard pool makes this home great for entertaining! 4 bedroom/1.5 bath with many tasteful upgrades throughout starting with the newly painted living and dining room offering newer laminate flooring, and crown molding. The custom kitchen is loaded with an abundance of wood cabinets with under cabinet lighting, plenty of open counter space, a full length pantry cabinet, full appliance package and convenient side door for easy grocery transport. All appliances are state of the art with blue tooth connectivity. Broadcast TV on your fridge or check whats inside while you are at the grocery store. The first floor master bedroom includes two walls of custom built in shelving and original hardwood flooring. Additional large bedroom with newer carpeting and ceiling fan shares the main bath and sitting area, which can be used as a small office, library, computer area, etc. Take a few steps down to the large sunken family room which offers newer carpeting, recessed lighting, crown molding and sliders to the backyard deck. Fully fenced in yard with newer above ground pool and newer storage shed. Enjoy those lazy afternoons on the screened sun porch off of the patio area. Upstairs, the finished attic has walls of closet space for storage, and two tastefully renovated bedrooms and bath. Additional storage space is available in the FULL partially finished basement, equipped with laundry area and cabinets, workshop area, utility area and open storage area. Newer AC unit services the main floor. Take advantage of the low mortgage rates and opportunity to own with NO MONEY DOWN for those qualified for USDA financing.